Your ability to earn an income is often your most valuable asset. Disability insurance replaces a portion of your income if illness or injury prevents you from working—helping you keep up with mortgage payments, living costs, and savings goals during a difficult period.
What we review with you
- Own-occupation vs. any-occupation definitions and waiting periods
- Coordination with group long-term disability (LTD) through your employer
- Benefit duration, indexing, and optional riders such as partial disability
Many Canadians are underinsured for disability. We help identify the gap and compare options across the market to find coverage that fits your life and your budget.
Policy illustrations and carrier-specific materials can be linked from this page once available.